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  • When Your Boyfriend Asks for A Loan — Dating
  • Creative Etiquette Solutions

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When Your Boyfriend Asks for A Loan — Dating

My boyfriend and I have been dating for the past six months and recently he asked me for a loan. As much as I love him, it only makes me think that loaning him money will complicate our relationship. What advice can you give me?

–LC, Providence, RI

 Loan nothing to a person you are dating. It is as simple as that. Loaning someone you are romantically involved with – but not legally bound to – can change the dynamics of the relationship.
However, if you need to show your love and support, protect yourself. Loaning your boyfriend money shouldn’t be fear-based. You shouldn’t loan him money because you think you might loose him if you don’t ante up.
Take precautions:
  • Be sure of the specifics and know exactly why your boyfriend needs money.
  • Only lend money for paying rent, buying food, and paying bills, including money owed for child support.
  • Never lend money for luxuries, vacations, and vanities such as plastic surgery.
  • If you don’t agree with the reason, don’t give him a loan..
  • If you argue about money now, then loaning him money will only increase the stress.
  • If he is starting a business and you loan him money, be sure to put the terms of the loan in a formal agreement or contract, and have your signature witnessed by a friend of yours, or a lawyer.
  • Be sure to include a repayment schedule and be wary if he doesn’t make payments on time.
  • Keep in mind of the fact that all texts and emails are legally binding.

~Didi

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